Express next credit card Apply | Payment

The Express next credit card is a retail store credit card that is issued by the Comenity Bank. However, this card can only be used at the Express store.  Moreover, this credit card comes with an amazing benefit for every cardholder.

express next credit cards

Therefore, make a smart move to apply for the Express Next credit card and don’t be left out, as you will receive a 20% bonus off from your first purchase that you make at the Express Next store.

However, as you read on you will be guided on how you can apply for this card and some other useful information that will be of help to you concerning the Express Next credit card.

How to Apply for Express Next Credit Card

 To apply for this credit card is very easy, nevertheless, you need to read all the terms and conditions of this card before you apply for it. Make sure you understand everything about this card. Therefore, you can follow the steps below to apply online.

Nevertheless, you can also apply in person in at the store. In addition, before you can apply for this card, you must be 18 years of age and above. Have a government-issued ID that carries your photo ID and must provide your tax identification number.

  • Visit the official home page of
  • Click on the apply now button
  • Fill in your personal information such as first name, last name, social security number, date of birth and annual income.
  • Fill in your contact information such as your zip code, street address, suite or apartment, city, state, email and mobile phone number.
  • Add authorize buyer and click on the continue button.

How to Check the Application Status of Express Next Credit Card

This is very significant for you to know the status of your credit card application. However, your card issuer may send a notice to you concerning your application status.

However, you can call to know the status of your credit card by calling at 1-800-201-4955. Furthermore, your credit card issuer also has the right to accept or reject your card application, if you supply false information or if the application form is not properly filled.

How to Login to Express Next Credit Card

  • Visit the home page of express
  • Look out for the sign in button and click on it.
  • Provide your user name and password
  • Click on the sign in to access your account

How to Activate Express Next Credit Card

You can activate your card once you have collected it from your card issuer, by calling at 1-800-201-4955. In addition, you can activate your card through the online method and you will be requested to give certain information about your card, which you need to provide for your card to be activated. 

Express Next Credit Card Benefits

This is very necessary for you to know the benefits that come along with this credit card. Moreover, some credit card benefits are not basically made known to a cardholder.

Therefore, it is necessary for you to look out for all the benefits that come with this card. In order for you to know what kind of benefit to be expecting. However, let look at some of the benefits that come with this credit card.

  • You receive 20 points for every $1 that you spend in express store and as well on the online store.
  • Enjoy 20$ off from your first purchase
  • birthday, as you will receive a special bonus
  • No annual fee charge on card
  • You earn a $10 reward certificate once you have up to 2,500 points

Express Next Credit Card Fees and Rates

Every card has its own fees and rates, it is necessary for you to know the fees, interest rates and charges of the card you are applying for. However, once you are able to pay up your balance before the due date you will not be charged.

Make sure you pay up your dues on time to avoid late payment charges; you can set your phone on a reminder as well to avoid paying late payment.

  • Annual fee – None
  • Annual Percentage Rate (APR) for purchases – 28.99% (variable)
  • Late payment fee -$38
  • Returned payment fee -$38

How to Recover User Name or Password

  • navigate to the login page the Comenity Bank
  • Click on the forgot your user name or password
  • Enter your account number or user name
  • Provide your zip code or postal code
  • Choose your identification type
  • The last 4 digits of your social security number
  • Next, you should click on find my account to recover your user name or password.

How to Make Bill Payment

Bills payment can be made through the online portal of Express Next. However, what you need to do is to log in to your account, once this is done you should look out for the bill payment option and click on it to select your payment option and proceed to make your payment.

Nevertheless, you can set up an automatic bill payment for an easy payment.  Manage your bill payment in a convincing means, put up alerts to avoid late bills payment and pay up frequent payment.

Express Next Credit Card Customer Support Number

The Express Next customer support number is available 24 hours to render assistance to any cardholder that may be facing difficulty or have any technical issue. Therefore, you can call at 1-800-201-4955to speak to customer support.

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